The Livelihood Project

1. Project Overview

The AFAWI Livelihood Project continues to empower women through access to low-interest loans and tailored business training. By targeting female entrepreneurs in low-income communities, the project strengthens women’s economic participation, promotes gender equality, and drives sustainable community development.

Building on the strong foundation laid in the first quarter of 2025, the project has expanded its reach, with new beneficiaries identified and upcoming loan disbursements planned in Afienya.

2. Updates Since the Last Report2.1 Expansion of Beneficiaries

Following the initial identification of 42 women during Quarter 1, an additional 39 women have now been included, bringing the total number of prospective beneficiaries to 81 women. This expansion reflects both the strong demand for the program and the commitment of AFAWI to respond to the evolving needs of women entrepreneurs in peri-urban communities.

2.2 Upcoming Loan Disbursements – Afienya

Preparations are underway for loan disbursements in Afienya, where approximately 45 women are expected to receive financial support in the coming weeks. Each loan will be paired with tailored business training to ensure responsible utilization and long-term sustainability.

The selection process emphasizes inclusivity, focusing on women operating in the informal sector who show clear commitment to growing their businesses.

3. Next Steps

• Business Training Sessions: Prior to loan disbursement, beneficiaries will receive training in budgeting, record-keeping, marketing, and financial management.

• Loan Disbursement in Afienya: Close to 45 women will receive loans to strengthen their enterprises and improve household income security.

• Continued Monitoring: AFAWI will conduct regular follow-ups to assess repayment progress, business growth, and the overall impact on beneficiaries’ livelihoods.

• Scaling Efforts: With growing demand, AFAWI is exploring partnerships and resource mobilization opportunities to extend the Livelihood Project to additional communities.

4. Conclusion

The second quarter of 2025 marks a significant phase of growth for the Livelihood Project, with the beneficiary base expanding from 42 to 81 women and the next round of loan disbursements scheduled in Afienya.

Through its dual approach of financial support and capacity building, the project continues to address critical barriers faced by women in accessing credit, while equipping them with the skills needed for sustainable enterprise development.

Links:

• AFAWI Website

1. Project Overview

The AFAWI Livelihood Project is a women-focused economic empowerment initiative designed to support low-income female entrepreneurs. It offers access to low-interest loans, which are typically unattainable through traditional financial institutions in Ghana, along with basic business training to ensure effective loan utilization and sustainable income generation. The project directly contributes to enhancing women’s economic participation, gender equality, and community-level development.

2. Activities – First Quarter 2025 2.1 Needs Assessment and Identification of Beneficiaries

In the first quarter of 2025, AFAWI conducted a comprehensive needs assessment in Afienya, a peri-urban community in the Greater Accra Region. This activity aimed to identify the next group of women to benefit from business training and micro-credit support under the Livelihood Project.

As a result of the assessment, 42 women have been successfully identified for the upcoming project phase. These women are active in the informal sector and demonstrate both the potential and willingness to grow their businesses with the right support.

This targeted identification process ensures that the Livelihood Project continues to respond to real community needs and adapt to shifting economic conditions.

2.2 Financial Skills Training with JUMO – 26th March 2025

A key highlight of Quarter 1 was the successful mobilization of 40 female entrepreneurs for a one-day financial empowerment training, delivered in partnership with JUMO on March 26, 2025.

The training focused on equipping participants with practical financial skills and knowledge in the following areas:

• Access to Financial Services
• Loan Access and Credit Management
• Education on Mobile Money (MoMo) Fraud Prevention
• Financial Planning for Sustainable Business Growth

This collaboration with JUMO reflects AFAWI’s commitment to providing not only financial assistance but also ongoing capacity building that strengthens women’s long-term economic resilience.

3. Outlook and Next Steps

With the identification of 42 new beneficiaries and 40 entrepreneurs already benefiting from JUMO’s financial training, AFAWI is now preparing for the next phase of business training and loan disbursement, planned for Quarter 2 of 2025.

The women identified in Afienya will be enrolled in basic business management sessions, covering budgeting, marketing, record-keeping, and growth strategies. Loan disbursements will follow, based on individualized business plans and readiness assessments.

4. Conclusion

The first quarter of 2025 has laid a strong foundation for the continued growth and impact of the Livelihood Project. Through targeted needs assessment and strategic capacity-building partnerships like the one with JUMO, AFAWI continues to drive positive change in the lives of women entrepreneurs in Ghana.

We extend our heartfelt appreciation to our partners, especially CBI and JUMO, for their continued support in advancing women’s economic empowerment and fostering community development.

Links:

• More Infos on the project here